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IFS, your partner to achieve your goals

and grow your business through our innovative

and value-added solutions

Our Vision

Being the preferred provider of payment solutions for SMEs in the Saudi market

Our Mission

We aim for quality and innovation offered services that add value to the target segments

Our Philosophy

Our success based on the trust and satisfaction of our customers with the carefully and competently provided financial services and solutions

Licensed by SAMA

Inclusive Financial Solutions (IFS) is a Saudi company licensed as a payment institution by the Saudi Central Bank (SAMA), to provide Electronic Payment and Bill Presentment Services to the business sectors of all types and sizes.
License No. 43033966

Our Board Members

Co-Founder and Chairman

Ibrahim Al Subeaei

Mr. Ibrahim Al Subeaei is a prominent businessman, with more than 50 years of experience in the financial industry …

Mr. Ibrahim Al Subeaei is a prominent businessman, with more than 50 years of experience in the financial industry, and heads multiple companies and contributed to the development and creation of several successful entities listed in the Saudi stock exchange. In addition, Mr. Ibrahim Alsubeaei plays an important role in various institutions as a chairman, member of the Board of Directors.
Board Member

Osama Alkhiary

Mr. Osama has held various positions in his career and has been a member of numerous committees. He was a Board …

Mr. Osama has held various positions in his career and has been a member of numerous committees. He was a Board Member and Executive Director at Accenture Middle East and General Manager, Head of Government Sector at Saudi Accenture Company, he also held several positions at Al Faisaliah Group for Business and Technology and was a member of the Board of Directors of Saudi Telecom Company and Nama Al Munawwarah Company.
Vice Chairman of the Board

Loai Mousa

Mr. Loai holds a bachelor’s degree in international business administration from the University of King Abdul-Aziz, master’s degree in financial management …

Mr. Loai holds a bachelor’s degree in international business administration from the University of King Abdul-Aziz, master’s degree in financial management from the University of Wötterwangen, Germany, another master’s degree in business administration from Al Yamamah University, and a higher diploma in finance from Washington State University, USA. In addition, he holds a leadership certificate from INSEAD University – Singapore. Loai has 19 years of experience in the public and private sectors
Board Member

Kordi Al-Temmiyat

Mr. Kurdi Holds a bachelor’s degree in Mechanical Engineering from the University of Arizona - USA and a master’s degree in Business Administration from …

Mr. Kurdi Holds a bachelor’s degree in Mechanical Engineering from the University of Arizona - USA and a master’s degree in Business Administration from the University of Colorado - USA. He is the director and co-founder of Gulf Refining Factory Company Ltd. in the Saudi Arabia. In addition, Mr. Kordi is the chairman and managing director of Gulf Solvent Factory Company, CEO of Cora United Company, Chairman of the Board of Directors of Manasat Trading Company, CEO of Gulf Refining Company.
Co-founder, Board Member & CEO

Adel Al Subeaei

Mr. Adel holds a bachelor’s degree in Economics from King Saud University and has more than 20 years of experience in banking and …

Mr. Adel holds a bachelor’s degree in Economics from King Saud University and has more than 20 years of experience in banking and other areas of the financial sector. He has worked in various departments including retail banking, product management and operations. In addition, Mr. Adel plays an important role in various institutions as a member of the Board of Directors and other committees.
Board Member

Yazeed Al-Khalifa

Mr. Yazeed Holds a Bachelor of Science – Information Systems King Saud University and a master’s degree in Business Administration …

Mr. Yazeed Holds a Bachelor of Science – Information Systems King Saud University and a master’s degree in Business Administration - Finance from King Saud University. He is Chief Governance, Risk and Compliance Officer Royal Commission for AlUla, Mr. Yazeed is Vice President – Governance, Risk and Compliance Saudi Payments, Director Technology & Security Risk Management Etihad Etisalat Company (Mobily) and Business Continuity Department Manager / IT Services Continuity Manager Tadawul, the Saudi Stock Exchange.